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Commercial Banking

Call (918) 623-1551 to speak with a new accounts or lending representative.


No Minimum Opening Balance
Cash Order Requests Processed at No Charge
Monthly Earnings Credit Based on Daily Balance
$5.00 Monthly Service Charge
15¢ per transaction (debit or credit, electronic or paper)
10¢ per item deposited
$30.00 for Night Deposit Lock Bag with $5.00 per Key Deposit for the After Hours Depository

Click here to see our other checking accounts.


Looking for funding for a startup or to expand your business? Citizens State Bank has the products to help your business grow.

Line of Credit
Letter of Credit
Flexible Payment Structure
Purchase Real Estate, Equipment, or Inventory
Working Capital

Call a lending officer today to see how we can help in even the most unique situations.

For General Service Fees Click Here.

Our daily method of paying checks on checking accounts is in the order that they are received, with exception of ATM/debit card transactions which always post first. Deposits always post before debits and checks.

We reserve the right to refuse to open an account based on the collectibility of funds deposited, adverse deposit account history with the bank, or other adverse credit experience either with us or as evidenced on a credit report.